General Liability Insurance

What is general liability insurance?

General liability insurance protects you from various types of claims, including bodily injury, property damage, personal injury and others that can occur during your business operations. A great way to protect against potential lawsuits is to make sure you have general liability coverage that matches your level of exposure.

Who needs general liability insurance?

As a business owner, contractor or entrepreneur, you will need some form of general liability insurance to protect you and your business.

Here are some reasons you might need coverage:

• You or your employees visit clients’ worksites, or host clients at your office
• You represent your client’s business
• You manufacture products
• You use third-party locations for any business activities
• You use a client’s equipment
• Your employers or clients require you to have it (Some companies require proof of liability coverage before entering a business relationship.)

What does general liability insurance cost?

The cost of your liability insurance can vary. The coverage your business requires depends on the type of your business, as well as the potential risk associated with your industry.

To get an estimated cost of your liability coverage premium, we will need you to provide the following business information:

• Location
• History of previous claims
• Current and past business activities
• Payroll and/or receipts amounts
• The number of years you have been in business
• The size and type of your business