Near or far, your equipment is covered.
Inland marine or equipment floater insurance covers specific types of mobile property and other specialized objects no matter where they are located. Items such as tools, cameras, laptop computers or other equipment used to conduct offsite operations are at a higher risk of loss, damage, and theft. Inland marine insurance offers a separate form of property coverage for these areas of increased risk.
You may want inland marine insurance if your business regularly transports products or equipment. If you ship high-value equipment, this coverage is important because those types of items are usually not included in basic property coverage. Here are some types of businesses that could benefit from inland marine:
The cost of inland marine coverage can vary. It depends on how much protection you want, the size of your business and possible state requirements.