Predictable protection for unpredictable times.
Excess liability insurance provides coverage above the limits of the underlying coverage. Umbrella liability is a type of excess insurance. An umbrella policy can be applied to multiple policies and can cover claims not included in the underlying policies.
Those who have accumulated wealth or own property can benefit from this type of coverage. The more you own, the more you have at risk.
This type of coverage is commonly purchased by people who:
Some factors that might affect your umbrella insurance and excess liability costs include: