Accidents happen. Get the protection you need.
If a driver harms someone else or someone else’s property while driving, auto liability insurance provides financial protection. Injuries or damages to third parties and their property, not to the insured driver or the driver’s property, are covered under this policy. Bodily injury liability and property damage are the two main components of automobile liability insurance.
You need this coverage if:
The minimum amount of liability coverage you’re required to carry varies by state. If you decide to get additional liability coverage, your premiums will be higher, but you may be in a much better position if you have an accident.