Auto Liability Insurance

Accidents happen. Get the protection you need.

What is auto liability coverage?

If a driver harms someone else or someone else’s property while driving, auto liability insurance provides financial protection. Injuries or damages to third parties and their property, not to the insured driver or the driver’s property, are covered under this policy. Bodily injury liability and property damage are the two main components of automobile liability insurance.

Who needs auto liability coverage?

You need this coverage if:

  • Your business owns, leases or rents any vehicles
  • Employees drive company-owned, leased or rented vehicles
  • Employees drive their own vehicles while conducting business

What does auto liability coverage cost?

The minimum amount of liability coverage you’re required to carry varies by state. If you decide to get additional liability coverage, your premiums will be higher, but you may be in a much better position if you have an accident.

Disclaimer: Statements on this website as to policies and coverages provide general information only. All coverages are subject to terms, conditions and exclusions of the actual policy issued.

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