What is occupational accident coverage?
For owner-operators who are contracted independently and not covered by workers’ compensation insurance, occupational accident insurance makes benefits available to them.
This coverage can be beneficial if you run a trucking company for several reasons.
- Allows you to offer benefits to your owner-operators for injuries they might have while leased on to your authority.
- Protects you from owner-operators trying to make a workers’ compensation claim against you.
- If these benefits are available, more owner-operators will be likely to contract with you.
Who needs occupational accident coverage?
Any fleet that uses owner-operators should consider an occupational accident program.
What does occupational accident coverage cost?
With this type of coverage, you can create an occupational accident policy that best meets the needs of your business and budget.
Disclaimer: Statements on this website as to policies and coverages provide general information only. All coverages are subject to terms, conditions and exclusions of the actual policy issued.